INSURANCE

AN APPRAISAL OF CONTRIBUTORY PENSION SCHEME AND RETIREES’ WELFARE IN NIGERIA

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CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Pension systems have become major elements of social development in the twentieth century, with particularly important effects on the well-being of older persons in our society. The past few years in Nigeria have witnessed concerted efforts by the various successive governments in the country at improving the living …

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THE RELATIONSHIP BETWEEN EFFECTIVE CLAIMS MANAGEMENT AND THE GROWTH OF NIGERIAN INSURANCE INDUSTRY

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CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The history of insurance industry in Nigeria according to Augustine and Bamidele (2013) could be traced to the British colonial trading companies that established agency offices in Nigeria, on behalf of insurance companies in UK. After the Nigerian political independence of 1960, indigenously owned insurance companies sprang up, …

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EFFECT OF BRAND EQUITY MEASUREMENTS ON SERVICE DELIVERY IN THE NIGERIAN INSURANCE INDUSTRY

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CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY In today’s economy, the financial services industry that insurance belongs is exposed to increasing performance pressures and competitive forces (Goergen, 2001). Modern media, such as the internet, have created new challenges for this industry (Fuchs, 2001). New business concepts, a change in client sophistication and an increasing number …

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IMPACT OF POOR CLAIMS SETTLEMENT ON THE DEMAND FOR INSURANCE

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CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Insurance is usually an intangible product for clients until they receive a payment for an insured loss. The claims experience can therefore significantly influence the client’s understanding of and satisfaction with insurance. A positive claims experience may result in a long-term client and champion of the insurance programme. …

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REINSURANCE PRACTICES AND UNDERWRITING CAPACITY OF INSURERS IN NIGERIA

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CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY Insurance is a provision of a system of compensation for loss, damage, sickness, death and other unbearable circumstances in return for regular payment of a pre-determined premium (Ekanem, 2011). Insurance companies are important for both businesses and individuals as they indemnify the losses and put them in the …

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IMPACT OF MANAGEMENT INFORMATION SYSTEM (MIS) ON THE INSURANCE INDUSTRY IN NIGERIA

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CHAPTER ONE INTROUCTION BACKGROUND OF THE STUDY Insurance businesses are today much more concerned about the effect of competition than they were a few years ago. They must react to the competitive threats not only from local source but also from regional, national and international source; likewise they must seek to explore all opportunities that …

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EMPIRICAL INVESTIGATION OF INSTITUTIONAL FACTORS THAT INHIBIT MEMBERS OF THE PUBLIC ATTITUDES TOWARDS LIFE INSURANCE CONSUMPTION

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CHAPTER ONE INTRODUCTION 1.1       Background of the study Since the end of Second World War, The insurance industry the world over has experienced   remarkable growth.  Concurrent with this growth has been significant changes within the industry.  The Nigerian insurance industry is not unaffected by this general growth malady. The growth of multiple line transition, introduction of package policies, the …

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IMPACT OF PRIMARY MORTGAGE INSTITUTION IN HOUSING DELIVERY (A CASE STUDY OF COOP SAVINGS & LOAN LIMITED)

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CHAPTER ONE 1.0   INTRODUCTION  Housing which can be defined as collective structures in which mankind is house and where he carries out his daily economic, social and commercial activities, which  encompass man’s immediate physical surrounding services, facilities and all available social  amenities.  Provision of housing has been a major challenge since the 21st century to …

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ANALYSIS OF THE CONTRIBUTION OF INSURANCE COMPANIES TO THE GROWTH OF SMES

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CHAPTER ONE INTRODUCTION 1.0 Background The substantial growth of small and medium enterprises (SMEs) activity clearly marks SME as one of the most remarkable economic phenomena. SME is a business that is privately owned and operated with a small number of employees and relatively moderate volume of sales. The definition of SMEs varies from country …

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INVESTIGATING THE EFFECTIVENESS OF INSURANCE AS RISK MANAGEMENT TOOL IN CONSTRUCTION INDUSTRY

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CHAPTER ONE INTRODUCTION 1.1    Background to the Study No construction project is risk free. Every construction project, large or small, involves risks with varying impact. The construction industry is subject to more risk and uncertainty than many other industries (Flanagan and Norman, 1993). The process of taking a project from initial investment appraisal to completion, …

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