BANKING AND FINANCE

BANKING AND FINANCE

ROLE OF CENTRAL BANK OF NIGERIA IN THE REGULATION OF NIGERIA ECONOMY THROUGH MONETARY POLICY

CHAPTER ONE INTRODUCTION1.1 BACKGROUND OF THE STUDYThe development of central banking can be said to date from the middle of the 19th century. But precisely there is no exact data when banking started in Nigeria. Historically, records showed that domestic banking activities started in 1961, when a shipping company Elder Dempter Lines started banking services …

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EFFECT OF COMMUNITY BANKS IN RURAL DEVELOPMENT

The establishment of community banking in Nigeria was consequent to 1990 budget speech by the president.Owing to this, the first community bank was established at Alheri Local Government Area of Kaduna State in December, 1990. A community bank from definition standpoint is a bank for the community purely set up for the development of the rural …

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IMPACT OF INFORMATION TECHNOLOGY ON CUSTOMERS SATISFACTION AND PROFITABILITY IN NIGERIA BANKS

CHAPTER ONE 1.0 INTRODUCTION1.1 BACKGROUND OF THE STUDY:Owing to the voluminous work and the need to meet up with customers demand in the banking industry, most banks have developed and adopted the use of high-tech electronic devises such as computers for more efficient services. computer plays a vital role in storage, processing, analysis and retrieval …

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ROLE OF PUBLIC RELATIONS IN COMMUNITY BANKING

The banking industry is a service oriented one. For any service to be desired, there must be a conscious need for it, such a need must be generated by the knowledge of its ability to satisfy customers, requirement (Okigbo 1990:237).Generally, community Banks are run on the basis of profits motive, and they all know the importance …

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PROSPECT OF COMPUTERIZATION IN THE BANKING INDUSTRY

CHAPTER ONE INTRODUCTION1.1 BACKGROUND OF STUDYThe first wave of agricultural revolution and the second wave of industrial revolution developments in world all over, and now being superceded by a third socio-economic wave, even though the industrial revolution is still in progress in most part of the third world countries.This new secio-economic shift termed “third wave …

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CREDIT CREATION AND MANAGEMENT IN NIGERIA COMMERCIAL BANKS

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDYBanking is essentially an international business, especially not that financial marketing in many countries are being internalized. In modern economics is a distinction between the surplus and economic units and the deficit economic units’, consequently; there is a separation of savings’ and investment mechanism. This has made the existence of …

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FRAUD PREVENTION DETECTION AND CONTROL IN NIGERIA BANKING INDUSTRY

Fraud is a `cankerworm’ that has eaten deep into the nation’s fabrics. It is visible in all the sectors of the economy. In the financial sector, fraud is an `offshoot’ of financial crimes which covers offences, which are securities, related and involves the movement, transfer or use of monetary instruments in circumstances, which render such …

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EVALUATING THE EFFECTS ELECTRONIC DATA PROCESSING IN COMMUNITY BANK

CHAPTER ONE 1.0 INTRODUCTIONThis chapter gives to the paper. As we can get the insight from the paper preview/abstract, the paper treaties on the need for electrification or computerization of the Emene community bank (A community bank in Emene Enugu State).Under this veil the paper will present:1. The background information or the historical background of …

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IMPACT OF ACCOUNTING INFORMATION ON BANK LENDING

Every organisation targets the attainment of its desired objectives. The organisation therefore aims towards efficiency and proper effectiveness in conducting its affairs. However, the level of the efficiency and effectiveness of any organisation or the extent to which it is able to achieve its desired goals to a large extent depend on the quality of …

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INSPECTION AS AN AID TO EFFECTIVE BANK MANAGEMENT

The banking system in Nigeria is made up of the central, commercial, merchant, development and agricultural bank. These financial houses were established for the central of money, purchase and sale of securities, transfer and clearing and other banking transactions. Hence, banking as a profession has existed for several decades now, but unfortunately there was no …

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